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Welcome To Our Services

Hard Money Loan

loan agent

Our Service

Hard Money Loan/HELOC

- All property types - SFR - commercial - condo - mixed use
- 2nd TD on owner or non-owner occupied SFR..
- Stated income / Stated assets
- LLC, Corporation or non-profit
- Loans up to $3M (possibly much more depending on the location)
- Land
- Non-resident alien
- Blanket loans (crossing 2 or more properties) (purchase or refi)
- No seasoning on purchase funds
- Construction completion loans
- Property that isn’t livable
- 100% gift equity purchase
- 400 fico score (or none at all) - OK
- Commercial or residential properties
- Lending in all of CA...

Benefits Include

  • 3.5% Down
     
  • 640 Minimum FICO
     
  • Non resident-ITIN programs
     
  • No required reserves
     
  • Appraisal waviers for loans under $250 K.
     
  • 30 year fixed rate

 

“With Marcy's help, we purchased our first home and now a few years later our first investment property”

Thomas Rovert

Palm Springs

“Marcy made refinancing our home loan so easy and smooth”

Tifeny Cropenty

Palm Desert

After our unfortunate dealings with our last mortgage broker, we couldn’t have been happier when we met with Marcy and her knowledgable team regarding the refinancing of our home loan. They made the whole process so easy and smooth.

Shannon Smith

Indio