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Marcy Cardenas

25 Years

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Over 25 years in Mortgage services! Yes-Hablamos Espanol!

Marcy Cardenas a distinguished member of the National Association of Mortgage Bankers specializing as a Premier Home Loan Consultant for the Southern California area. Having expert knowledge in Reverse, VA, FHA, USDA and Conventional Loan programs, she is well equipped to service Homeowners of all types; from senior citizens, first-time home buyers and investors, to move-up home buyers and those looking to refinance... Read more

#1 Mortgage Broker in the Desert

We specialize in refinancing and purchase loans A full service lender with access to a wide range of loan products - Able to fit any borrowers needs.

A Better Retirement With Reverse Mortgage!

Our Services

Reverse Mortgage

Now you can buy a home with no monthly mortgage payments.
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Conventional Loan

A conforming loan is government-sponsored enterprises Freddie Mac and Fannie Mae.
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A jumbo loan is a non-conforming loan that is too large to be purchased by Fannie Mae and Freddie Mac.Learn More

First time home buyer/DPA Programs

An FHA insured loan is a US Federal Housing Administration mortgage insurance backed loan, provided by an FHA approved lender.
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Non QM/
Alternative QM Loan

A Non-QM loan can help borrowers who have had credit issues in the past such as foreclosures, bankruptcy, late payments.
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VA Loan Programs

The VA Loan became known in 1944 through the original Servicemen's Readjustment Act also known as the GI Bill of Rights. Learn More

Hard Money Loans

Hard money loans Available made easy - All property types - SFR - commercial - condo - mixed use. Learn More

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