If you own a home or condo valued at $400.000 or more Platinum can help you unlock a substantial portion of your home equity with more flexibility, more available cash, and a low, fixed rate. Platinum is a non-FHA (non-government) reverse mortgage program—competitive with many forward mortgages and HELOC programs. Platinum features: • Loan amounts up to $4,000,000 • Low upfront costs • No mortgage insurance premiums • No draw limits—unlike a traditional HECM, you can take the full loan proceeds at closing • Expanded eligibility for condominium communities • Streamlined approval process • For homeowners age 55 and older